Lounge

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. ✅ Quick Answer The Amex Platinum costs around €55 a month (roughly €720 a year) in Germany, and it’s worth that fee mainly through the American Express Global Lounge Collection, automatic Hilton Honors Gold and Marriott Bonvoy Gold status, and a welcome bonus that can cover most of a flight — for the author, 13 airport visits in a year paid for the lounges alone. If you won’t rack up double-digit airport visits or use the annual credits, the Gold or the free Payback card is the better fit. The short version I almost talked myself out of the Amex Platinum twice. A premium annual fee for one credit card sounds indulgent — and if you don’t travel much, it absolutely is. So let me save you time: if you won’t be at an airport in double digits this year, stop reading and look at the Gold or the free Payback card instead. Still here? Then you might be exactly who this card is built for, and the rest of this Amex Platinum review is for you. ...

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. ✅ Quick Answer The best Amex travel card for most frequent flyers is the Platinum, whose ~€55/month (about €720/year) fee in Germany paid for itself through 13 airport lounge visits and a welcome bonus that covered most of a return flight. The Gold, at roughly €144/year and often free the first year, is the smarter pick for people who spend more on dining and everyday life than on flights, while the no-fee Payback Card suits anyone traveling only a couple of times a year. The honest truth first I had the application open in one browser tab and a calculator in the other, and I was about to close both. A high annual fee for a single credit card sounds absurd — that’s exactly what I thought, sitting at my kitchen table, shaking my head. I looked at the best Amex travel card everyone kept recommending, the Platinum, and I put it away. Twice. ...