Kreditkarte

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. The honest German verdict first Most people in Germany reach straight for the Platinum because it’s the famous one — and a chunk of them waste hundreds of euros doing it. So before the shiny metal card wins the argument: if you won’t be at an airport in double digits this year, the Platinum is the wrong card for you, and I’d rather tell you that than take your click. The good news is Germany has a genuinely free Amex too. Here’s the whole lineup, honestly ranked. ...

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. The honest Swiss verdict first Switzerland is one of the rare markets where Amex gives you a permanently free card — which makes the CHF 900 Platinum a tougher sell than the prestige suggests. So before you commit: if you won’t use the lounges and credits, the free Cashback Card or the CHF 350 Gold serves you better. Here’s the full Swiss lineup, honestly ranked. ...

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. The honest Austrian verdict first Austria’s Amex lineup looks a lot like Germany’s — with one big difference people miss: there’s no permanently free Payback card here. So the instinct to “just get the free one” doesn’t apply the same way. The good news: every card except the Platinum and Gold is free in the first year, so you can still start at zero cost. But before you reach for the Platinum’s prestige — if you won’t fly often, you’re about to overpay. Here’s the honest ranking. ...