Amex Platinum

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. ✅ Quick Answer The best Amex card in Canada for most people is the Cobalt, which costs CAD $191.88 a year (billed $15.99/month) and leads the lineup on dining, grocery and food-delivery points. The Platinum (CAD $799/year) suits frequent flyers who use its lounges and credits, the Gold Rewards ($250/year) is a solid travel all-rounder, and a no-fee card like SimplyCash earns straightforward cash back for those who want zero annual fee. The honest Canadian verdict first Canada is the one market where I’d steer most people away from both the Platinum and the Gold — because the Cobalt quietly out-earns them for normal spending. So before the Platinum’s prestige pulls you in: unless you fly often enough to use its lounges and credits, the Cobalt is almost certainly the better card. Here’s the full Canadian lineup, honestly ranked. ...

Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. ✅ Quick Answer In Japan, the Amex Platinum costs ¥165,000 a year and suits frequent flyers who’ll use its lounges, hotel status and dining credits, while the Gold Preferred at ¥39,600 a year is the strong all-round value pick for most cardholders. The Green, at ¥1,100 a month (about ¥13,200 a year), is the lightest commitment, though Japan has no truly free proprietary Amex card. The honest Japanese verdict first Japan has one of the richest Amex ecosystems in the world — and the Platinum’s ¥165,000 fee to match. Prestige runs deep here, which is exactly why people overbuy. So I’ll say it: unless you genuinely fly often and use the lounges, hotel status and credits, the Gold Preferred gives you most of the magic for a quarter of the fee. Here’s the full Japanese lineup, honestly ranked. ...