Amex Blue Card Review 2026: Germany's Free Amex — with a Catch
Disclosure: This article contains affiliate links. If you make a booking through these links, we may earn a commission at no extra cost to you. Is there a free Amex card in Germany? Yes — and it’s called the Amex Blue. The annual fee is genuinely €0, permanently, no first-year-only trick. But before you celebrate the free points: the Blue doesn’t actually earn any points for free. That’s the catch, and it’s the one thing every “best free Amex” listicle skips over. I’d rather you know it upfront than discover it on your statement. So here’s the honest version of who the Blue Card is right for in Germany — and the two cases where the Payback or the Green quietly beats it. ...