Quick Answer
- Standard (€0): interbank rate Mon-Fri up to €1,000/month (0.5% fair-usage fee above that), 1% weekend markup, €200 or 5 withdrawals/month fee-free, 1 RevPoint per €10.
- Plus (€2.99/month): same as Standard but a €3,000 monthly exchange allowance for customers of Revolut’s German branch (€1,000 for other EEA customers) and only a 0.5% weekend markup, plus purchase protection; most should skip it.
- Premium (€8.99/month or €89/year billed annually): unlimited conversion at the interbank rate with no weekend markup, €400 cash/month, travel insurance, 1 GB of global eSIM data, discounted lounge passes.
- Metal (€15.99/month or €155/year billed annually): everything in Premium plus €800 cash/month, 3 GB eSIM data, fast-track passes, rental-car excess and winter sports cover, a metal card, 1 RevPoint per €2.
- Ultra (€65/month, introductory offer): unlimited lounge access, €2,000 cash/month, monthly global data; rarely justifiable.
The prices above are for Germany (August 2026). Revolut prices every plan by your country of residence, not by the currency you spend in, so a reader in another Eurozone country, the UK or the US pays a different amount. See the full country-by-country table below before you upgrade.
The honest euro verdict first
Before you tap “upgrade”: most people in the Eurozone should stay on the free Standard plan. The case for paying is weaker than it looks: Revolut’s free tier already does the expensive part (interbank rate, no foreign fees), and the paid tiers only earn their keep once you outgrow its limits. Here’s every plan in euro, with August 2026 pricing and the test for when paying actually makes sense.
What changed with Revolut’s prices in 2026?
If you’re working from the old numbers, a quick correction: Revolut Plus no longer costs €3.99, it’s €2.99 a month; Premium is no longer €9.99, it’s €8.99; Metal is no longer €16.99, it’s €15.99; Ultra rose from €55 to €65 a month (listed as an introductory offer). The old cashback of around 0.1% in Europe and 1% worldwide is gone, replaced by RevPoints (1 point per €10 on Standard, per €4 on Premium, per €2 on Metal, per €1 on Ultra). And the fair-usage fee above the free €1,000 conversion allowance on the Standard plan is 0.5% per Revolut’s German fee schedule and help centre (the pricing page footnote still says 1%), and Plus customers of Revolut’s German branch get a €3,000 allowance instead of €1,000.
Revolut plans in euro compared
| Plan | Price (EUR) | Key upgrade | Worth it for |
|---|---|---|---|
| Standard | €0 | Interbank rate up to €1,000/month, €200 cash | Most occasional travelers |
| Plus | €2.99/month | Halved fair-usage and weekend fees, purchase protection | Few, usually skip |
| Premium | €8.99/month | Unlimited conversion, €400 cash, travel insurance, 1 GB eSIM | Frequent travelers past free limits |
| Metal | €15.99/month | €800 cash, 3 GB eSIM, rental-car and winter-sports cover, metal card | Frequent travelers who’ll actually use the extras |
| Ultra | €65/month | Unlimited lounges, €2,000 cash, 1 RevPoint per € | Very rarely |
Prices as of August 2026 per Revolut’s pricing page; Revolut adjusts them occasionally, so double-check in the app.
Revolut prices by country (August 2026)
Revolut sets prices per country of residence, and Germany’s numbers above are only one data point. Here’s what neighboring markets pay for the same tiers (Standard is free everywhere):
| Market | Plus | Premium | Metal | Ultra |
|---|---|---|---|---|
| Germany (de-DE) | €2.99 | €8.99 | €15.99 | €65 |
| France (fr-FR) | €3.99 | €10.99 | €18.99 | €60 |
| Spain (es-ES) | €3.99 | €9.99 | €15.99 | €55 |
| Italy (it-IT) | €3.99 | €9.99 | €15.99 | €55 |
| Netherlands (nl-NL) | €3.99 | €10.99 | €19.99 | €65 |
| Portugal (pt-PT) | €3.99 | €9.99 | €17.99 | €55 |
| Brazil (pt-BR) | R$ 9,99 | R$ 19,99 | R$ 79,99 | R$ 249,99 |
| Poland (pl-PL) | 19,99 zł | 33,99 zł | 55,99 zł | 260 zł |
| Czechia (cs-CZ) | 114,99 Kč | 244,99 Kč | 394,99 Kč | 1 320 Kč |
| United Kingdom (en-GB) | £3.99 | £7.99 | £14.99 | £55 |
| United States (en-US) | not offered | $9.99 | $16.99 | not offered |
| Japan (ja-JP) | not offered | ¥980 | ¥1,980 | not offered |
Always check the price for your own country of residence in the Revolut app or on revolut.com/our-pricing-plans before upgrading.
The honest upgrade test
Run your last 12 months. Did you exchange more than €1,000/month, convert often on weekends, regularly withdraw more than €200 a month, or pay for separate travel insurance? A “yes” to any one and Revolut Premium (€8.99 a month or €89 a year billed annually) pays for itself. Four “no"s and the free plan is the smarter choice: don’t pay to lift limits you never reach. Eyeing Revolut Metal? Don’t count on the points: 1 RevPoint per €2 on €1,000 of monthly spend is around 500 points, worth roughly €3 to €5, well under the fee. Metal only pays off through the upgraded travel insurance (rental-car excess, winter sports), the €800 cash limit and the 3 GB of eSIM data.
Why even the free plan matters for travel
On a €2,000 trip, the interbank rate saves €30–60 versus a typical bank card’s 1.5–3% foreign markup. Add ATM withdrawals at the interbank rate and fraud-proof disposable cards, and the free plan covers the costly part for nothing. Full walkthrough in the Revolut review, and how it teams with a points card in Amex vs Revolut. See every plan and points card side by side in our credit cards guide.
Frequently Asked Questions
How much do Revolut plans cost in euro?
As of August 2026: Revolut Standard costs €0, Plus €2.99/month, Premium €8.99/month (or €89/year billed annually), Metal €15.99/month (or €155/year billed annually), and Ultra €65/month as an introductory offer. Revolut adjusts prices occasionally, so double-check them in the app or on the pricing page before upgrading.
Is the free Revolut plan enough in the Eurozone?
For most occasional travelers, yes. The free Standard plan converts up to €1,000 a month at the interbank rate Monday through Friday (a 0.5% fair-usage fee above that, 1% on weekends), and allows €200 or 5 withdrawals a month fee-free at ATMs. You only need a paid plan once you regularly exceed those limits.
Is Revolut Premium worth it in euro?
Only if you hit the free plan’s limits: exchanging more than €1,000 a month, converting often on weekends, withdrawing a lot of cash (Premium allows €400/month fee-free), or wanting the travel insurance and 1 GB of eSIM data. At €8.99 a month, or €89 a year billed annually, Revolut Premium pays for itself quickly for frequent travelers, but it’s wasted money if you stay under the free allowances.
Verdict
In euro: stay free unless you genuinely outgrow the limits, then Premium; Metal only if you’ll actually use the insurance, cash limit and eSIM data, not for the points. Start with the free plan through the referral link below.