Amex Platinum vs Gold 2026: €720 or €240, Worth It?
Amex Platinum vs Gold 2026: €720 vs €240 fee, €650 vs €430 in credits, lounges, hotel status, up to 85,000 points bonus. What decides it.
Every Amex travel card reviewed: Platinum (€720), Gold (€240), American Express Card (formerly Green, €60) and free PAYBACK. Best Amex per country.
American Express rewards travelers better than almost any card, if you pick the right one. Compare the Platinum (€60/month, €720/year), the Gold (€20/month, €240/year), the American Express Card (formerly the Green Card, €60/year or free from year two at €9,000 spend) and the free PAYBACK card below, settle the head-to-head match-ups, or jump straight to the best Amex for your country. All figures as of August 2026, verified on americanexpress.com.
All 6 American Express cards in Germany
Fees, credits and lounges as published by American Express Germany, checked on September 14, 2026
Frequent flyers
Platinum Card
€720 per year
Car, rental, taxi
Gold Card
€240 per year
Points, low fee
American Express Card
€60 per year free the next year from €9,000 annual spend
Amex at no cost
Blue Card
€0 per year
Free points
PAYBACK American Express
€0 per year
Free points
dm PAYBACK American Express
€0 per year
Every German Amex charges a 2 % foreign transaction fee. Card illustrations are not the original designs.







Amex Platinum vs Gold 2026: €720 vs €240 fee, €650 vs €430 in credits, lounges, hotel status, up to 85,000 points bonus. What decides it.
Best Amex travel card 2026: Platinum (€720), Gold (€240), American Express Card (€60) and PAYBACK (€0) compared: fees, lounges, credits, bonus.