Quick Answer

€20 a month, so €240 a year (as of August 2026). Until 2025 the Gold cost around €144 a year and the first year was often free; neither applies anymore since the relaunch as a metal card. In exchange, it now comes with up to around €370 a year in mobility and shopping credits (SIXT+, SIXT rent, FREENOW, Lodenfrey).

Read the full guide: Best Amex Card in Germany 2026: Platinum, Gold or Free?

How much does the Amex Platinum cost in Germany?

€60 a month, so €720 a year, billed monthly (as of August 2026). Against that stand €200 in annual online travel credit, €150 in restaurant credit, €200 in SIXT ride credit and €100 in shopping credit, €650 in total. If you use every credit, you pay net around €70 a year for lounges, hotel status and insurance.

How high is the Amex welcome bonus in 2026?

Direct from American Express you get a welcome credit: up to €340 with the Platinum (after €6,000 plus €4,000 in spend within 6 months), up to €200 with the Gold, €40 with the American Express Card, €25 with the Blue Card and up to 3,000 bonus points with the PAYBACK card. Through a friend referral you get points instead, under the same spending conditions: up to 85,000 Membership Rewards points for the Platinum and up to 50,000 for the Gold.

Whether the €240 pencils out against the Platinum’s €720 or the American Express Card’s €60 is covered in the Amex Gold review and the head-to-head in Amex Platinum vs Gold ; more quick answers on travel money live in our travel answers guide , including whether Amex cards charge foreign transaction fees .